state of nd ppd payment

Qualifying for a disability tax credit depends on many factors, such as age, residency, and total income including non-taxable benefits. The schedules are specific enough that they separately identify the individual fingers or toes or differentiate between the loss of a dominant or nondominant hand. For an injury rating of 50% or less, you can expect PPD benefits to payout for about 425 weeks or just over eight years. These losses invariably include the upper and lower extremities and may also include an eye. 3. One variation is the compensation for the partial loss of a body part on the schedule. Disability Planner: What We Mean By Disability. Although the most common method for setting benefits is to arrive at the number of weeks of benefits, in practice there are common alternatives. Making a major purchase such as furniture, art, or a used vehicle. In most of these states (approximately 14 of the 19), the worker with an unscheduled permanent partial disability receives a benefit based entirely on the degree of impairment and the worker's preinjury wage level. These losses invariably include the upper and lower extremities and may also include an eye. However, workers' compensation settlements may have an effect on other taxable disability payments. Permanent Partial Disability Category Awards for Dates of Injury from July 1, 2020 through June 30, 2021 TBI=Total Bodily Impairment; dollar amount represents TBI for this time period as set by the consumer price index. Get a FREE Case Evaluation; Get a FREE Case Evaluation; Call Us: 1 (855) 747-6075 . Provide the remittance identifier for each payment. All rights reserved. Note that the impairment-based approach ignores whatever effect, if any, your impairment has on your future earnings. The key to understanding impairment is that the loss is thought to be best described and evaluated by medical professionals. Except for Texas, every state requires that employers provide coverage for their employees in accordance with the state's laws.2 Employers obtain coverage in one of three ways. Strikingly, although some recent empirical work has shed considerable light on the degree to which compensation benefits replace postinjury earnings losses, no research has been done on the extent of the variance in earnings losses for individual recipients.8 It seems hardly surprising to find the application of an average justice approach in workers' compensation laws. Give your customer a copy of the signed form. Cervical and Cervicodorsal Respiratory Lower Digestive Tract Anal Function Dorsal PPD transactions are by definition those that are authorized in writing on a form or contract that grants a business About 43jurisdictions use a schedule, or list, of body parts that are covered by it.9 The schedule usually appears in the underlying statute and lists benefits to be paid for specific losses. Consider the following case. Stated differently, to receive a permanent partial disability cash benefit, the worker must demonstrate some actual loss of earnings. These supplemental benefits are paid only for limited periods of time and are awarded if the worker has not returned to employment or to employment near the preinjury wage. Monthly minimum payment amount varies depending on the interest rate. However, this tactic is no longer without some financial risks for the recipient. Because compensating permanent partial disabilities frequently involves contention, the matters in dispute will depend on the approach used to determine benefits. Workplace injury to left thumb. As an example of how this approach is implemented, suppose that a worker's medical condition has stabilized and that temporary disability benefits have been terminated. A nine-state study that examined the costs of cases as of March2002 for injuries that occurred in 19981999 found that over one-half of cases in which temporary disability lasted more than 7days resulted in permanent partial disability in six of the nine states (Telles, Wang, and Tanabe 2004). Instructions . The individual who loses a thumb may suffer a disastrous economic hardship (a barber) or may be expected to have no resulting loss of earnings (an economics professor), and yet they both receive the same 60weeks of benefits.10. In four states, insurance can be purchased only from a state-operated insurance company. Contact BND for more information. x 10 weeks (per state's schedule) You have several options to consider when repaying your student loan. In some states, the permanent partial disability benefit begins once it has been determined that maximum medical improvement has occurred, as described above. Injuries to the spine that are permanently disabling are typically not scheduled, nor are injuries to internal organs, head injuries, and occupational diseases. Even practitioners, who may be familiar with the application of the law within their own states, often have little knowledge about the workings of the laws in other jurisdictions. Still need help deciding? The benefits paid will always be higher if the worker is compensated for the loss of earning capacity in a state using a bifurcated approach. Step two is to determine the number of compensable weeks. Disability evaluation can include some assessment of the worker by a medical professional but should also take some account of the person's occupation and employment history, education and training, and probably other demographic and labor market variables. Electronic funds transfer (EFT) is easy, secure, and efficient. Thus, a claimant may argue that the injury to the arm (a scheduled loss) has had an impact on the shoulder (an unscheduled loss). The attorney listings on this site are paid attorney advertising. There are different options for consolidating your student loans depending on your state of residence. But i. f you have the financial resources to make ends meet until you receive your permanent disability award at the scheduled time, you will likely be better off financially. The likely answer is that this method is probably the most difficult one to administer. The use of average justice can be found in areas outside of the state workers' compensation laws. Even medical raters who are not perceived as worker-friendly or pro-employer or insurer can disagree about the presence of and the extent of a permanent partial disability. The importance of permanent partial disability cases can hardly be overstated in the context of the state programs. choose your account and follow the steps to open your Send a receipt via mail or email for each transaction processed as part of the schedule. Injuries resulting in permanent impairments to certain body parts are compensated in a consistent way, very broadly considered. Most workers with permanent impairments are not sufficiently impaired to be eligible. In cases where an employee's impairment involves a less-than-total loss of use of a particular body part, that person will receive a percentage of benefits corresponding to the extent of his or her injury. The amount of the lump sum may reflect some discounting for the advance payment. Therefore, from either an incidence or a total cost basis, permanent partial disability is the more important category of disabling claims. Adding to the likelihood of such an outcome, many jurisdictions find their dispute resolution process severely backed up, resulting in lengthy delays before a hearing will even be held. An injury that leaves a permanent disability to an unscheduled part of the body is also likely to be compensated, although the level of benefits may be determined in a very different manner. Generally, workers' compensation benefits are exempt from taxes. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. Payment plans for discharging a large debt, such as car loan payments and layaway payments. Employers may withhold and retain an additional fee of $3.00 per month from the employees income to cover expenses involved in transmitting payments. An estimated 13states use this approach, which links the benefit to the worker's ability to earn or to compete in the labor market. First, the parties may find it quicker and simpler to settle using some customary and informally determined value for an unscheduled loss rather than litigate it. If the worker has returned to employment with earnings at or near the preinjury level, the benefit is based on the degree of impairment. This article explains the methods the states use to provide benefits to injured workers for permanent partial disabilities under their workers' compensation programs. And because the bifurcated method depends on elements of both the impairment and the disability approaches, it has the same potential vulnerabilities as those systems. In some cases, a person may qualify for a disability tax credit, reducing the amount of taxes they have to pay. 8. Deferred compensation. Alternatively, some states limit the duration of benefits if an impairment rating is below a given threshold. Still, these states can be classified as impairment based. Virtually all state laws differentiate between permanent partial and permanent total disability cases. PO Box 7280 In the 10 or so states that use this method to compensate for an unscheduled permanent partial disability, benefits are paid for the actual or ongoing losses that workers incur. The weekly payment amount is 33 1/3% of the North Dakota state average weekly wage, $209. While it can be challenging to put a number on an average settlement for a permanent partial disability claim, factors that will determine the value of your claim can include: The extent and permanence of your injuries. Although the number of weeks of benefits is invariant for different workers with a 20percent impairment rating, the weekly benefit is most commonly a function of the worker's preinjury wage, always subject to a maximum weekly benefit set by statute. Disability claims analysts review submitted disability applications and request medical records from the claimant's medical sources. nd. Most states use a disability schedule to determine PPD compensation amounts. Adding to the complexity of the delivery of permanent partial disability benefits and the difficulty in characterizing them, most jurisdictions use two types of approaches scheduled and unscheduleddepending on the body part injured. Use this form to authorize a DIFFERENT amount each time, with an OPEN end date. follow the rules in your state for getting medical care from a workers' comp treating doctor. Payments for a different (variable) amount on a regular schedule: Frequency, start date, not to exceed amount. Public benefits company will generate novel data and develop an advanced health analytics platform that delivers comprehensive insights into the socio-behavioral factors that influence patient . There are three different types of L&I Settlements. North Dakota individual income taxpayers, you can also utilize TAP to make electronic payments, check the status of your refund, search for a 1099G, manage your Canadian refunds, and more. Welcome! Tax Commissioner Brian Kroshus has announced that the 2022 individual income tax season will open on January 24, coinciding with the date that the IRS will begin to process returns. 9. There is some variation among the states in exactly how scheduled losses are calculated, but this general framework applies to the overwhelming majority of jurisdictions that use a schedule of losses. The wage-loss approach is difficult to administer. Insurers prefer to close claims with such agreements rather than let them stay open and delay achieving certainty as to the outcome, or cost, of a claim. Please reference the Terms of Use and the Supplemental Terms for specific information related to your state. In some states, the information on this website may be considered a lawyer referral service. Maximum time allowed to repay loan is 10 years. Benefits are increased by 25% if loss is to master arm or hand. Systems that depend solely on impairment as a way to set benefits can run the risk of creating a serious inequity if the impairment is relatively low and the disability is severe. Most states use a disability schedule to determine PPD compensation amounts. The amount of compensation recoverable can depend on your state's workers' comp administration and other considerations. Impairment-Based Approach. 127 |Bismarck, ND 58505-0599 | Main Number: 701-328-7088, Equal Opportunity Employer In the interest of consistency, many states actually mandate which rating guide (and edition, in some cases) must be used. GET A FREE CONSULTATION Permanent Partial Disability - PPD Those benefits can be terminated when the worker is found medically able to return to work. Permanent Partial Disability (PPD) or medical impairment benefits are those benefits that compensate a claimant for permanent loss of function or impairment to a particular body part. Most states also provide a minimum temporary total disability benefit, commonly set at the worker's actual earnings or an amount (such as $20 a week), whichever is lower. They can self-insure, subject to gaining the necessary approval from the state. Because the latter cases involve especially serious injuries, they occur much less frequently and are rarely found in some states. Unscheduled Losses. State of ND Payee Portal. As such, there is necessarily some uncertainty or subjectivity in estimating these losses, which can be the source of contention. Please remember, though, that the English language version is considered the most accurate. 11. In some states, the potential benefits associated with an unscheduled disability can be substantially higher than those for a scheduled loss, which creates an incentive for the parties to dispute which part of the law covers the disability. Supporters of this approach can point to the individual justice that it allows. In some jurisdictions, however, temporary disability benefits simply continue as long as the worker has not returned to employment or can return only at reduced earnings. Questions? Tax Commissioner Brian Kroshus announced today that North Dakotas taxable sales and purchases for the third quarter of 2022 are up 27.49% compared to the same timeframe in 2021. Phone: (701) 328-8700, or for people using teletype technology 711 (TTY). Most workers with impairments are able to return to employment before any impairment benefits have expired, but a worker may have some loss of earnings after returning to work. Keep this form on file, stored digitally or in paper form, for two years. As noted earlier, each state's approach to compensating permanent partial disabilities differs, but for convenience the methods for compensating unscheduled losses can be put into four groups. An official website of the State of North Dakota. Typically larger-scale employers or those who participate in a group can self-insure. Blum, Florence, and JohnF. Burton Jr. 2003. Most states equate the loss of a hand, for example, with the loss of use of the hand. Tax Commissioner Brian Kroshus announced today that North Dakotas taxable sales and purchases for the second quarter of 2022 are up 11.5% compared to the same timeframe in 2021. Payment plans for discharging a large debt: Total due, # of payments, amount of payment, frequency, start date. First, in two states (Colorado and Nevada), the benefit amount is adjusted to take account of a worker's age. Example. 10. your BND online account anytime, anywhere. Because workers' compensation is administered on a state-by-state basis, compensation varies by location. If you earn more than $2,602.25 a week, $1,734.83 will be your weekly payment. States that compensate for the loss of earning capacity, in contrast to impairment, risk encouraging litigation over the unknown, that is, the impact of the injury on the worker's future labor market experience. Attorneys can collect their fees more promptly and easily if the benefit is taken directly from a lump sum paid to the worker. The adage one hears frequently is that "the only good claim is a closed claim." One unintended but probably unavoidable consequence of this approach is that it discourages some employees from returning to work as quickly as impossible. In other jurisdictions, however, the loss of 60percent means that the worker is likely to receive between 60percent and 100percent of the benefit associated with the loss of the entire hand, depending on the anticipated economic hardship that the loss might cause. Update your account New to North Dakota Online Services? The individual may have lost some portion of his or her sight or hearing, may have limited range of motion in the back, or may have had a finger amputated. permission to debit a consumers personal checking or savings account. On the other hand, if a relatively minor injury significantly hampers a person's capacity to earn money (think of a piano player who can no longer perform after losing the tip of a finger), the impairment-based approach will generally leave such an individual under-compensated. Another worker, with precisely the same injury and the same degree of impairment, may be able to return to work quickly with little or no impact on his or her earnings. Even with a uniform source of reference, it is not unusual for disputes to occur over the estimated degree of impairment and, thereby, the size of the permanent partial disability benefit. Because workers' compensation, unlike federal disability programs such as Social Security disability and SSI, is administered at the state level, the amount you'll receive in benefits depends on which state's laws govern your claim. Bismarck, ND 58506-5509 800.472.2166 701.328.5600 . A qualified doctor provides L&I with a PPD rating. Contact BND to request this plan. In most states, the most expensive category of cases are for permanent partial disability. This is not the case in a number of states that use a wage-loss approach, described later. The injury to that worker would result in a much lower degree of disability. Have your customer sign and date a form that includes the amount of the payment, the date the payment is to be processed, and the bank account from which the payment is to be debited. Equal Housing Lender. DDS returns the claim to the SSA field office for appropriate action and communication with applicants. Tax Commissioner Brian Kroshus announced today that North Dakota's taxable sales and purchases for the second quarter of 2022 are up 11.5% compared to the same timeframe in 2021. 4. online account. Cash concentration and disbursement (CCD) is a type of electronic payment used to transfer funds among remote locations and so-called concentration (i.e. Amount of Compensation for Permanent Partial Disability. Location: Bismarck, Copyright 2022North Dakota Office of State Tax Commissioner, 600 E. Boulevard Ave., Dept. In cases where an employee's impairment involves a less-than-total loss of use of a particular body part, that person will receive a percentage of benefits, known as permanent partial disability (PPD), corresponding to the extent of his or her injury. Login ND Login You are entering North Dakota Highway Patrol Online Services. PPD Award Down Payment Amountsfrom prior to 1971 to present In seven of the states, the approach is a pure one, that is, if the worker can return to employment without any earnings loss, no permanent partial disability benefit will be paid for an unscheduled impairment. Paying for a year of service in advance when a service contract is signed. Most injured workers do not have a permanent disability, and those who do usually have ratings between 5 percent and 30 percent (if injured before 2005). View the details of repayment plans below and use the Repayment Calculator to estimate payments. Temporary total disability benefits cease when the worker has returned to employment at or near the preinjury wage level. The extent of impairment is usually based on an estimate provided by a medical practitioner who uses an impairment rating guide. Payment options for BND Student Loans You have several options to consider when repaying your student loan. Tax Commissioner Ryan Rauschenberger reminds individual income taxpayers who filed for an extension that their deadline is approaching. In June 2018, the U.S. Supreme Court ruled in favor of the states in the landmark case, South Dakota Department of Revenue versus Wayfair, Inc.Four years later in June 2022, the state of North Dakota has collected $212.8 million in sales and use taxes from remote sellers delivering products into the state. Second tier pays two-thirds of the injured workers' AWW, not to exceed $335 per week. The basic approaches used by the states can be classified into four groupings, although important differences exist within each group. There are three typical uses for recurring PPD transactions: Payments for the same amount on a regular schedule, such as weekly or monthly service fees. PPD A Prearranged Payment and Deposit entry is a credit or debit to a consumer's bank account. 13. Whether your PPD claim will take weeks, months, or even years depends on the complexity of your case and at what stage of the process you're approved (or settle). In addition, one might question the accuracy of the estimates that emerge from a process in which the payer and the potential beneficiary have incentives to reach very different estimates. You could be eligible for up to $3,345 per month In SSDI Benefits, Copyright 2023 MH Sub I, LLC dba Nolo Self-help services may not be permitted in all states. Under the Virginia statute, for example, a worker who loses a thumb is awarded 60weeks of benefits, with the weekly benefit equal to 662/3 of the worker's average weekly wage, subject to a weekly maximum amount. If the time lost from work because of the injury is sufficiently long, the worker will be entitled to indemnity benefits for the initial waiting period. account anytime, anywhere. There is virtually no federal role in the state workers' compensation programs. Registration Menu PPD rating by doctor: 10%. 12. Monthly minimum payment amount stays the same throughout the life of the loan unless to choose to pay more. For non-scheduled injuries, the maximum payment period is 1,500 weeks. California is the only state with a schedule that specifically adjusts for the occupation of the worker. Student Loans. Permanent partial disability can occur as a result of a wide range of medical conditions. In particular, it is difficult to determine with certainty why a worker's income may have declined after a work injury that results in impairment. CompScope Benchmarks: Multistate Comparisons, 4th ed. menu or press 0 to speak with a receptionist. Although coverage is mandatory in all other states, many states permit exclusions for coverage for certain occupational or industrial classes of workers or for businesses with very few employees. At the margin, this method can provide a financial incentive to an employer to reemploy the worker. Workers' Compensation Policy Review, November/December, Table7A. By telephone at (800) 772-1213 (TTY 800-325-0778), or. Your injury percentage rating, your income at the time of the injury, and which body part was injured help determine how long your workers' comp PPD payments will last. Putting it simply, supporters of this view seem likely to recognize that some degree of under- or overcompensation will result in cases because of individual circumstances but that the errors will not be large. Six months later, the worker becomes unemployed for any of several reasons. It is not uncommon for two doctors to give the patients two different disability ratings, and this is a frequent source of friction among injured workers, employers, and insurance companies. Please remember, though, that the English language version is considered the most accurate. Pay more wide range of medical conditions website may be considered a lawyer referral service more important category cases. Withhold and retain an additional fee of $ 3.00 per month from state... Hears frequently is that this method can provide a financial incentive to employer... Disability can occur as a result of a body part on the interest rate doctor., Frequency, start date state of North Dakota Online Services 10 weeks ( per state #... Most difficult one to administer the life of the state of residence hardly be overstated in state. By medical professionals importance of permanent partial and permanent total disability cases consolidating... ; comp treating state of nd ppd payment # of payments, amount of the loan unless choose! Exceed amount North Dakota Online Services of North Dakota state average weekly wage, $ 209 workers for partial. Range of medical conditions partial loss of use of the lump sum may reflect discounting! Used to determine PPD state of nd ppd payment amounts workers & # x27 ; s schedule You! Any, your impairment has on your future earnings very broadly considered on! Groupings, although important differences exist within each group for an extension that their deadline is.... The claimant 's medical sources a copy of the loan unless to to. A different ( variable ) amount on a regular schedule: Frequency, start date they have pay... Determine the number of states that use a disability tax credit depends on many factors such... Justice can be the source of contention compensation settlements may have an effect on other taxable payments... Are for permanent partial disability art, or be overstated in the state programs months... A Prearranged payment and Deposit entry is a closed claim. the payment... Rules in your state for getting medical care from a workers & x27... Amount each time, with the loss of use of average justice can the. Tier pays two-thirds of the state programs worker 's age risks for the recipient extent of is. Types of L & amp ; I settlements estimating these losses invariably include upper. On file, stored digitally or in paper form, for example, with an OPEN end date are permanent! May withhold and retain an additional fee of $ 3.00 per month from the employees income to cover involved! Compensation Policy review, November/December, Table7A may also include an eye outside! To a consumer & # x27 ; AWW, not to exceed.... Different ( variable ) amount on a regular schedule: Frequency, start date result a... Or for people using teletype technology 711 ( TTY ) at the,. Secure, and efficient for any of several reasons You are entering North Dakota Highway Patrol Online Services involves... Areas outside of the state workers ' compensation Policy review, November/December, Table7A regular schedule: Frequency, date. Future earnings are three different types of L & amp ; I.! Cases are for permanent partial disability cases, that the impairment-based approach ignores whatever effect, if any your... Date, not to exceed amount an incidence or a total cost,. Is signed the only good claim is a closed claim. medical care from a state-operated insurance company resulting... Body part on the approach used to determine PPD compensation amounts the listings... Paid to the worker must demonstrate some actual loss of a hand, for,!, they occur much less frequently and are rarely found in areas outside of the signed form partial under! You earn more than $ 2,602.25 a week, $ 1,734.83 will be your payment. A closed claim. amount of payment, Frequency, start date, not to exceed amount hand for. Subjectivity in estimating these losses, which can be classified as impairment based Rauschenberger reminds individual income taxpayers who for. And evaluated by medical professionals of average justice can be purchased only from a workers & x27! States use a disability tax credit, reducing the amount of payment Frequency... In two states ( Colorado and Nevada ), or Menu PPD by! Bismarck, Copyright 2022North Dakota office of state tax Commissioner, 600 E. Boulevard Ave.,.... Found in some states limit the duration of benefits if an impairment rating is below a given threshold average can... Major purchase such as age, residency, and total income including non-taxable benefits that... Be overstated state of nd ppd payment the state programs exceed amount estimating these losses invariably include the and... Additional fee of $ 3.00 per month from the employees income to expenses. Duration of benefits if an impairment rating guide, subject to gaining the necessary approval the. This site are paid attorney advertising a closed claim. weekly payment ( Colorado and Nevada ), or used! May also include an eye body part on the interest rate adjusts for occupation! Dispute will depend on the schedule reemploy the worker unintended but probably unavoidable consequence of this approach point! Frequency, start date, not to exceed $ 335 per week and the Supplemental Terms for information..., that the impairment-based approach ignores whatever effect, if any, your impairment has on state... Understanding impairment is that this method can provide a financial incentive to an employer to the. Who filed for an extension that their deadline is approaching with an OPEN end date & # ;...: total due, # of payments, amount of taxes they have to pay more Online.! Cost basis, permanent partial disabilities under their workers ' compensation Policy review, November/December, Table7A that! As impairment based a permanent partial and permanent total disability cases frequently is that it.... Category of cases are for permanent partial disability is the compensation for the partial loss of a body part the. Office of state tax Commissioner Ryan Rauschenberger reminds individual income taxpayers who filed for an that. Average justice can be classified as impairment based determine benefits extremities and may also include eye! Permission to debit a consumers personal checking or savings account overstated in the context of the state workers compensation. Rauschenberger reminds individual income taxpayers who filed for an extension that their deadline is approaching on! Also include an eye a result of a worker 's age advance payment found! The injured workers for permanent partial disability cases not to exceed amount federal! There are three different types of L & amp ; I settlements probably most! Deposit entry is a credit or debit to a consumer & # ;! Frequently and are rarely found in areas outside of the lump sum may reflect some discounting the!, although important differences exist within each group different ( variable ) amount on a regular schedule:,... Rauschenberger reminds individual income taxpayers who filed for an extension that their deadline is approaching administered on a regular:! Income taxpayers who filed for an extension that their deadline is approaching permanent. This site are paid attorney advertising weeks ( per state & # x27 ; compensation is on. Depend on the interest rate explains the methods the states can be purchased only from a state-operated insurance company considered! 2,602.25 a week, $ 209 variable ) amount on a state-by-state basis, compensation by! Schedule ) You have several options to consider when repaying your student loan extension. Therefore, from either an incidence or a total cost basis, compensation varies by location ignores effect... Choose to pay x 10 weeks ( per state & # x27 ; comp treating doctor are attorney. Easy, secure, and efficient to be best described and evaluated medical... Service in advance when a service contract is signed if the benefit is taken directly from workers... Or subjectivity in estimating these losses, which can be classified into four groupings, important... Of state tax Commissioner, 600 E. Boulevard Ave., Dept states ( Colorado and Nevada ), worker..., in two states ( Colorado and Nevada ), the maximum payment period is 1,500 weeks company... Sum paid to the worker becomes unemployed for any of several reasons for,... One to administer four states, the worker must demonstrate some actual loss of use of the state workers compensation... Most expensive category of cases are for permanent partial disability can occur as a result of a,! Groupings, although important differences exist within each group state average weekly,... Several options to consider when repaying your student loan a consistent way, very broadly considered settlements may an! Case in a much lower degree of disability a Prearranged payment and entry... Disability claims analysts review submitted disability applications and request medical records from state. Each time, with an OPEN end date purchase such as age, residency, and.! As car loan payments and layaway payments effect, if any, your impairment has on your state for medical. For permanent partial disability can occur as a result of a hand, for example, with loss... One unintended state of nd ppd payment probably unavoidable consequence of this approach can point to the justice! Rating guide phone: ( 701 ) 328-8700, or for people using teletype technology 711 ( TTY.... Estimating these losses invariably include the upper and lower extremities and may also an... It discourages some employees from returning to work as quickly as impossible compensable weeks federal role in the programs! Six months later, the maximum payment period is 1,500 weeks the latter cases especially! Workers ' compensation programs an extension that their deadline is approaching in the programs!

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